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At Madison Assets Group we understand the importance of buying a home. Whether you are a seasoned investor or a first-time buyer, our team of experienced professionals will be with you every step of the way. Here are some steps you can take to make sure your process is smooth and the results exactly what you want. First, hire a real estate professional. A qualified Agent can help you avoid unexpected circumstances and guide you through the entire process with assurance. Finding you dream home and the proper financing in today's market isn't impossible, but your Agent will be your ally and help you from offer to closing. Mortgage and FinanceRecently the Real Estate Market has gone through challenges. At Madison Assets Group we can offer you a full service solution, including mortgage and financing options through our partner, Sun State Lending. If you chose to work with another financial source, that is fine, too. Your Agent can help you find the lowest rate possible in your situation. How Much Can I Afford?In order to find the best property, it is helpful to find out early-on how much you qualify for in a loan. Our team has a simple pre-qualification method that will provide you the foundation to pursue affordable properties. Features and ChecklistPart of the process in selecting a home is to outline what features and type of property you would like to purchase. Is school district important? What amenities do you have to have, versus what you would like to have? As you view properties, you may want to update your list. Using our online property search, you can also see for yourself what types of features are available. Your agent can then schedule properties that match your criteria. Viewing PropertiesOur Agents will schedule the most appropriate homes that match your price and fit your lifestyle. Click here to download a Buyer's Checklist to help you keep track of the properties you view. Valuable FeaturesPeriodically, different trends in housing change. It's important to understand what features within a home may increase its value. Ask your Agent about the trends in the current marketplace today and how the homes that are your finalists "stack up". Rating the HomesConsidering creating a list for the homes you visit. After each viewing, rate them and jot down a few comments. Or, you might want to bring along a digital camera to photograph the homes you most like. After visiting multiple homes it's easy to get confused as to which home had which feature. The camera and rating system can help keep things straight. The Offer Process
As part of your home-buying team, our Agents carefully walk you through the offer and financings steps. They will help you make sure that nothing falls through the cracks and that this sensitive stage is managed well. Home InspectionsFor pre-owned homes, once the offer is accepted, you may want to consider having the home inspected. It will be worth the time and money to verify the foundation, roof and if there are any maintenance issues that were not noticed during the visit. Our Agents can recommend qualified, professional home inspectors that will send you a complete report. You might also ask our Agents about home protection plans in your area. CloseTo keep your closing from becoming stressful, having a closing "checklist" that organizes the paperwork, deposits and any other insurance or legal matters. As things are checked off, you will feel a sense of accomplishment and closing will go smoothly. |





